6 Clues House Values Are About To Rise

As a budding property investor, spotting potential opportunities is crucial. Here are six simple clues to help you identify when property values are on the verge of rising in suburban areas. Low Vacancy Rate A lower vacancy rate often signifies that there is a high demand from renters. Research the vacancy rate of a suburb, […]

Asset Structuring For Property Investors 101

  Asset structuring is a vital component of property investment however, it is often bypassed by newbie property investors or developers. Asset structuring should be tailored to the individual investor however, there are some crucial factors to consider when deciding on the best structure for your needs. Here are some of the key issues that […]

Is the Car Dealership Really Offering you a Good Deal on Finance?

  Making the decision to buy a new car is a very exciting time and it’s quite normal for emotions to play a huge part in the decision making process. Unfortunately, many car dealerships are very good at manipulating your emotions to ensure they get the sale so they can make the most money possible out of […]

Understanding Income Tax – A Guide for SME’s

I find that a large number of business owners do not completely understand how income tax works and therefore they focus on the wrong issues. In a typical conversation their overwhelming concerns are usually: I don’t want to pay tax. How can I save tax? Why aren’t I getting a tax refund? Once I help […]

Importance of Having Good Landlords Insurance

Most property investors recognise the importance of insuring their asset. However, it’s common for some investors to assume that because they have taken out Landlords Insurance that they are well covered by the best product available. What you may not realise is that not only is Landlords Insurance quite specific to property investors, but also […]

You Don’t Have to Be Rich to Invest in Property

It’s common for many people to assume only rich people buy investment properties. But who is the average investor? Research conducted by the Housing Industry Association (HIA) in 2015 and recent statistics released by the Australian Taxation Office (ATO) revealed some surprising statistics about investor incomes that might make you rethink your assumptions. Let’s take […]

Accounting Software vs Excel Spreadsheets for SMEs

A common issue we come across when working with SME business owners is the use of Excel spreadsheets (or worse a shoebox) instead of appropriate accounting software to manage their record keeping requirements.  When asked “Why do you manage your business this way?” we usually hear one of the two following answers: Because Excel spreadsheets […]

What is a Mortgage Comparison Rate?

Have you ever noticed that many banks advertise a great interest rate in big, bold font, but there is always a much smaller interest rate shown somewhere else on the same ad? That less-obvious interest rate is known as the comparison rate. Banks are legally required to display a comparison rate when advertising any type of […]

Is It Worth Staying Loyal to Your Bank?

Gone are the days where loyalty is well-rewarded, especially when it comes to banks. It’s common to see advertisements offering new customers special discounts and deals on financial products. Yet, long-standing customers don’t receive the same rewards for their loyalty.  Recent changes to property investment loans which impact existing customers are one such case in point.