Nieuvision have been brilliant. At the moment I am managing to pay $1000 off the mortgage (after interest) per month, and so far so good. They showed me how to manage my tax better and now I have first choice about what do with my income. I am stoked.  Nieuvision could do that for you too, you just have to make that first phone call. Rick made me feel valued, and I am thrilled. Thanks everyone at Nieuvision!