17 Oct7 Common First Home Buyer’s Mistakes

house-keys-in-doorBuying your first home is an exciting time. However, in all the excitement it can be easy to make some common mistakes. Before you head out house hunting, take a moment to look over some of the more common mistakes home buyers make: READ MORE

17 OctShould you Purchase a Property with Friends?

woman-street-friends-fun-23591‘The dream might look different for our generation, but it’s not necessarily over’.

This is a great quote I read recently in an article about how some buyers are choosing to get into the property market. Purchasing a home or investment property is getting harder, but the dream is definitely not over.

Buyers are now adopting alternative strategies such as RentVesting, asking their parents to stand guarantor on a loan, or even purchasing properties with friends. READ MORE

17 OctThings to Look for in a Low-Maintenance Property

A magnifying glass held over a toy house.

There has been a distinct shift in preference for home buyers over to low-maintenance properties in recent years. Not everyone has the time or inclination to spend all their free time attending to chores around the home.

After all, working on maintenance and chores means less time to enjoy leisure activities, so it makes sense to look for properties that require little or no maintenance. READ MORE

17 OctAre you Disclosing All Your Liabilities?

american-express-89024_640When you enquire about or apply for for a loan, it is important you give 100% accurate information regarding your current financial situation. You need to make sure you advise your lender or mortgage broker about all your debts, including any credit cards, personal loans, store cards, rental arrangements (radio rentals), HECS debts, and any other liabilities you may have.

The banks factor in each of these liabilities when determining your borrowing capacity. It is not just the amount owing on credit cards but the whole credit card limit that is taken into account. READ MORE

17 Oct6 Things to Consider Before Buying Your First Home

houseAre you thinking about buying your first home, but aren’t sure where to begin? Before you jump in at the deep end, take a bit of time to be sure you have all your bases covered.

Here is a quick guide to making the first home buying process a little easier: READ MORE

17 OctTips for Reaching Your Savings Goals Faster

piggy-bank-1270926_1920Saving money for a big-ticket item, like a home or a new car or that dream holiday, can seem like it will take forever. Even many of the savings tips available seem to advise you to cut back on all of your spending and live like a scrooge until you achieve your goal.

However, you’ll be amazed at how much money you can save by making a few small changes in your life. By rearranging the way you spend your money, it really is possible to save more without going to extremes.

It’s not always easy to know where to start, so we’ve come up with a few of our best savings tips that can really help boost your savings efforts. READ MORE

13 SepSeptember Market Update

rickDespite deciding to leave interest rates on hold in September, the RBA did cut interest rates by another .25 points in August for the second time this year. The rate cuts were obviously intended to stimulate spending in the economy and spur weakened inflation levels, but there is some commentary suggesting that the cut has done little more than increase consumer concern and conservatism. READ MORE

12 SepHow to avoid hard sell sales tactics

eyeHard selling tactics are used by salespeople in a wide variety of industries, including property and real estate.

They’re designed to get you to make a purchase quickly and deny you the opportunity to evaluate the purchase properly and compare other options. READ MORE